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Disclosures

Personal Interest-Bearing Savings

Citizens Money Market

  • $100 Minimum to Open

  • $9.95 Monthly Maintenance Fee if minimum balance falls below $2,000

  • $.27 per item deposited in excess of 30 per month

  • Full Price for Printed Checks, Deposit Slips, Endorsement Stamps, etc.

  • Internet Bill Pay available

  • Monthly Statement

  • Limited Check Writing

  • Interest rate determined by daily collected balance:
    $.01 - $9,999.99
    $10,000 - $49,999.99
    $50,000 - $99,999.99
    $100,000 & above

  • $1000 Bounce Protection

Citizens Savings

  • $100 Minimum to Open

  • $2.95 Monthly Maintenance Fee if minimum balance falls below $100

  • $.27 per item deposited in excess of 30 per quarter

  • $1.25 fee in excess of 6 withdrawals per quarter

  • Interest paid on daily collected balances of $100 and above

Future Savers Of America - Under age 18

  • $25 Minimum to Open

  • $.95 Monthly Maintenance Fee if minimum balance falls below $25.00

  • $.27 per item deposited in excess of 30 per quarter.

  • $1.25 fee in excess of 6 withdrawals per quarter

  • Interest paid on all collected balances

This information is for marketing purposes only and is not a substitute for full accounts disclosures as defined by the Truth in Savings Act.